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8-month CD Special

Earn 5.10% APY for a limited time. Lock in your rate now!*

With a higher rate of return, you have the opportunity to grow your money faster. And at F&M Bank, that opportunity comes with the peace of mind that your money will grow quickly and safely.


*8-Month CD Special — APY – Annual Percentage Yield is effective as of August 16, 2023. At maturity, this CD will automatically renew as a 12 month CD. Stated  APY assumes interest remains on deposit until CD maturity. A minimum $1,000 deposit is required to open this account. Fees may reduce earnings. Subject to penalty for early withdrawal. The advertised APY is subject to change without notice. Limited time offer.