Get the saving account with easy rewards.
Rack up rewards while you save. Combine a Loyalty Rewards Savings account with Loyalty Rewards Checking, and you’ll boost your savings just for using your debit card, direct deposit or ACH with your Loyalty Rewards Checking account. The more account qualifiers you meet, the more your savings grow.
- Tiered interest rate rewards
- Free online & mobile banking
- Now minimum balance
- Free debit card
- Free online statements
- Unlimited check writing
Earn Easy Rewards
It’s easy to earn rewards with Loyalty Rewards Checking and Savings. Just enroll in eStatements and meet at least one of three monthly statement cycle qualifiers, no minimum balance required. Meet all three Loyalty Rewards Checking qualifiers and earn our premium Tier 3 interest rate. Don’t make it one month? No problem. You can still qualify for the best saving account interest rate the next month.
Monthly Statement Cycle Qualifiers
- 20 point-of-sale debit card transactions*
- Direct Deposit (credit) or ACH Payment (debit) of $500 or more
- Combined personal deposit/loan relationship of $25,000 or more**
*Must post and settle.
**Balances above $25,000 will earn the rate paid in the Basic Tier.
TIERED INTEREST RATE REWARDS
| TIER | TIER QUALIFIERS | RATE | APY |
|---|---|---|---|
| Tier 1 | Enrolled in eStatements via Online Banking and meets Loyalty Rewards Checking monthly qualifiers for balances of $100,000 or less | 2.23% | 2.25% |
| Tier 2 | Enrolled in eStatements via Online Banking and meets Loyalty Rewards Checking monthly qualifiers for balances of $100,000 - $150,000 | 0.1% (paid on portion of balance from $100,000 - $150,000) | 1.54-2.25% (depending on account balance) |
FREE ONLINE & MOBILE BANKING
Securely access your account and manage expenses 24/7.
HIGH INTEREST SAVINGS ACCOUNT
Save more when you meet your Loyalty Rewards Checking qualifiers.*
NO MINIMUM BALANCE REQUIREMENT
Enjoy the benefits of a premium saving account, like no minimums.
FREE ONLINE STATEMENTS
Get convenience and security without the paperwork.
*APY – Annual Percentage Yield effective as of 9/16/2022. You must have a Loyalty Rewards Checking account to open a Loyalty Rewards Savings Account, and the Loyalty Rewards Checking account must remain open throughout the period that you hold the Loyalty Rewards Savings account. Rates subject to change. If your daily balance is $100,000 or less, you’ve enrolled the account in eStatements via Online Banking and you’ve met the Loyalty Rewards Checking Qualifiers, the interest rate paid on this account is 2.23% with an annual percentage yield of 2.25%. If your daily balance is greater than $100,000, an interest rate of 0.10% will be paid on any portion of your daily balance that is greater than $100,000. Assuming a maximum account balance of $150,000, the annual percentage yield will range from 1.54% to 2.25% depending on the balance in the account. When Loyalty Rewards Checking Qualifiers have NOT been met during the monthly statement cycle, the interest rate paid on the entire account balance is 0.10% with an annual percentage yield of 0.10%. Interest will be compounded every month. Interest will be credited to your account on the last business day each month. No minimum balance is required to open this account, earn interest, or receive ATM fee refunds. To qualify for the Loyalty Savings Account preferred interest rate, you must be enrolled in eStatements via Online Banking and the following Loyalty Rewards Checking Account Qualifiers must be met: (1) Minimum of 20 Debit MasterCard® transactions must post and settle to the account. (2) Minimum of $500 or greater Direct Deposit or automated clearing house (ACH) debit must post and settle to the account. (3) Primary account holder must have a combined Consumer Relationship Balance of $25,000 or greater (Deposit and/or Loan). Transactions must post and settle to your Loyalty Rewards Checking Account during the monthly statement cycle to receive the preferred interest rate on Loyalty Rewards Savings. Your Loyalty Rewards Checking account will be linked to the Loyalty Rewards Savings Account. Interest will be compounded every month and credited to your account on the last business day each month. Interest earned on your Loyalty Rewards Checking Account will be credited on the last business day each month and automatically transferred to your Loyalty Savings account on the next business day. Fees may reduce earnings. Limit one Loyalty Rewards Savings Account per household. Member FDIC.
